Pre-approval
Pre-approval is a process where lender evaluates your application for a loan (mortgage). After reviewing all the documents and pulling your credit lender determines how much they are willing to lend you.
Pre-approvalplays an important role in home buying process. It can give you a better undertanding what price point of properties you can look for and it also gives you a piece of mind that you can purchase the property if desired.
We can get you pre-approved within 24 hours after receiveing all necessary documents.
These are the basic document you will need for your pre-approval.
Most Recent 2 Paystubs
Most Recent 2 Years W2’s
Most Recent 2 Years Filed 1040 Federal Tax Returns
Most Recent 2 Statements for All Checking or Savings Accounts
Most Recent Statement for Any Retirement Account (401k, IRA, ROTH IRA etc)
Drivers License or Government Photo ID
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